Free Financial Calculators
Simple tools to help you plan your finances — no signup required.
Personal Loan Calculator
Calculate your monthly repayment based on loan amount, interest rate and tenure.
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Compare Loans →Income Tax Calculator 2026
Calculate your Malaysia income tax (YA 2025). Enter salary, EPF, and reliefs — see your tax payable, effective rate, and monthly take-home instantly.
Covers all 10 YA 2025 brackets, full relief list, RM 400 rebate, and legal tax-reduction strategies. Peak tax season: Form BE deadline 15 May 2026.
Open Tax Calculator →DSR Calculator
Check if you qualify for a loan. Enter your salary and commitments to calculate your Debt Service Ratio instantly.
The DSR Calculator is our most comprehensive tool — it calculates your net income, existing DSR, new loan monthly payment, and maximum eligible loan amount at 60% DSR.
Open DSR Calculator →PCB Calculator 2026
Calculate your monthly salary tax deduction (Potongan Cukai Bulanan). Enter salary, reliefs, and TP1 details — see your PCB and take-home pay.
Covers all 12 PCB salary tiers, Form TP1 strategies to reduce monthly deduction, and explains why your employer deducts what they do.
Open PCB Calculator →Joint vs Separate Assessment Calculator
Married couples: find out whether joint assessment (taksiran bersama) or separate assessment (taksiran berasingan) saves more tax. Enter both spouses' incomes and reliefs.
Applies all YA 2025 tax brackets, the EPF RM 4,000 cap rule for joint returns, and the RM 4,000 spouse relief — and shows you the exact ringgit difference between both methods.
Open Joint Assessment Calculator →